Finance up to 80% of your vehicle's purchase price — new cars, 4WD and pre-owned. All makes and models, tenures up to 60 months, with approval in as little as 1 hour.
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
Yes — UFC works with all major dealerships across Oman. Once your application is approved, funds are disbursed directly to the dealer. Mention your preferred dealer to your advisor and we'll coordinate.
UFC finances up to 80% of the purchase price for individual borrowers (up to 90% for certain customer types). Finance amounts range from OMR 1,000 to OMR 50,000. Your final approved amount depends on salary, existing liabilities and credit profile.
For employed applicants, the minimum monthly salary is OMR 300. Self-employed individuals require OMR 500/month, verified through bank statements. Professionals such as doctors, lawyers and engineers are also eligible — speak to your advisor about your situation.
UFC can approve finance in as little as 1 hour. Having all documents ready when you apply is the single biggest factor in how fast you get a decision.
Yes. Early settlement is available on all products. Charges and rebates are applied per UFC's standard schedule in line with Central Bank of Oman regulations. Your advisor can provide a settlement quote at any time.
Comprehensive vehicle insurance is required but not included in the EMI by default. UFC can arrange Bank Assurance cover through our insurance partners — ask your advisor to include this in your package.